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Cost of living

Want to plan your living expenses in New Zealand? We’ll help you.

There is no “one size fits all” plan for everyone so try this calculator as it’s designed to help you find out how much it would cost you to have the lifestyle you choose to have in New Zealand.

Cost of living

Accommodation costs

On campus: $350 to $380 per week

Rental: $300 - $500 per week

Other living expenses

Groceries and eating out: $80 to $330 per week

Gas and electricity: $50 to $150 per week

Phone and Internet: $20 to $70 per week

Public transport: $2 to $60 per week

Health: $45 - $60

Entertainment: $10 to $150 per week

How can you save?

  • If you are renting, share a unit/apartment/house with family or friends as you can share grocery and utility expenses. Plus, it is always nice to come home to great company.
  • Make your own meals, pack lunch, breakfast and bring coffee from home.
  • Avoid shopping without a plan. Compare prices, look out for deals and discounts for things that you can’t live without and make a shopping list. Stop the impulse buying habit and get your budget on track.
  • Buy house brands – minimal branding but provides good quality and excellent value. 
  • Buy only if something’s on sale. You will probably save at least 50% if you hold out for a sale. Remember to stock up when things are reduced in the supermarket.
  • Explore other stores and weekend markets in your area for better deals. 
  • Time your clothing purchase during end of season sales and it will save you hundreds. Another handy tip is to mix and match with cheaper designer items from second-hand stores. 
  • Strike gold by shopping in second-hand stores for your home. From spoons to furniture, you’ll find heaps of pre-loved goods at amazing prices.
  • Compare gas and electricity deals to make sure you are getting the best rates.
  • There are over 70 telecommunications retailers, so do your research to find the best package and price.  


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