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Why Choose Medibank?

Medibank is Australia’s leading private health insurer and provider of Overseas Student Health Cover, receiving the Canstar 5-Star rating for OSHC in February 2018 with their premiums and product features representing outstanding value.

Medibank is passionate in delivering better health to international students through competitive cover, specialised multilingual services, access to our large network of direct billing centres and targeted health and wellbeing programs.

Medibank looks after the health cover needs of more than 3.7 million customers in Australia through our Medibank and ahm brands.

Prescription medicines

For medicines and other prescription items prescribed by a doctor, Medibank pays up to $70 per item, after the $30 co-payment amount. Please note Medibank Essentials OSHC provides benefits towards the cost of prescription medicines, with the exception of over the counter medicines, oral contraceptives and medicines prescribed for cosmetic purposes.

  • Maximum of $70 per item.

    An annual limit of $300 per calendar year (1 January to 31 December) per single membership and $600 per calendar year per couple or family membership applies (sub-limit of $300 per person).

Health support services

When you have Essentials OSHC with Medibank you have access to a 24 hour, 7 days a week Student Health and Support Line, which includes:

  • Medical assistance from a registered nurse;
  • Counselling services;
  • Emergency Legal advice;
  • Travel document assistance;
  • Health system guide;
  • Family and friends message service;
  • Living in Australia support; and
  • Interpreter services

For policy details please refer to OSHC Essentials Policy Guide

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Common healthcare words

Navigating the language used in the healthcare industry can be complex. Here is a glossary of key terms you might come across, and what they mean.

Getting started with Student Health cover

IDP gives you the freedom to choose. It’s easy to buy Overseas Student Health Cover (OSHC) online yourself, or you can do it with the help of an IDP counsellor.

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