The Department of Home Affairs made some significant updates to the risk assessment levels for Student Visa (Subclass 500) applications. Some source countries and education providers have been reassessed and received new risk levels.
How can these changes impact your Student Visa (Subclass 500) application? Will they make it easier or harder for you to apply?
This guide will simplify all these for you.
You can think of risk levels like a scorecard. Each source country (the countries where international students are coming from) and education providers in Australia are ranked from levels 1-3.
These levels show how well students from each group have followed visa rules in the past, such as keeping valid visas, avoiding overstays, and submitting genuine applications.
The risk level of your country and school determines how much documentation you’ll need to provide when applying for a student visa in Australia. It can also affect how quickly your visa is processed and how likely it is to be approved.
If you have more questions about applying for a Student Visa (Subclass 500) in Australia, our migration experts can walk you through the process—including knowing the risk levels of your country and school, their implications to your application, and providing expert advice to strengthen your application.
The Department of Home Affairs looks at past data to see how compliant students have been. They calculate each country’s and school’s risk level using the following factors:
Visa cancellations (25%)
Refusals due to fraud (40%)
Other refusals (10%)
Students becoming unlawful non-citizens (15%)
Subsequent protection visa applications (10%)
Level 1: Low risk
Schools and countries in this group have strong records of compliance. Students applying here usually have a simpler and faster visa process, and may need to provide less documentation (for example, financial or English evidence).
Level 2: Moderate risk
These providers and countries have some visa refusals, so the process might need more supporting evidence. You’ll still have a good chance of approval, as long as you meet all the requirements.
Level 3: High risk
This is the strictest category. Students applying from here must provide stronger evidence, such as detailed financial proof, English test results, and clear study intentions to show they are genuine applicants.
In September 2025, Australia updated how it checks student visa risks, using the most recent visa outcome data from July 2024 to June 2025. This update aimed to make the system more accurate and fair for both students and education providers.
Here are the key changes you should know as an international student:
1. Updated provider risk levels
Education providers across Australia were reviewed and given new ratings based on their students’ visa success and compliance records.
2. Revised country risk levels
Many student source countries were also reassessed. Some countries that used to sit high at level 1 were bumped down, while others got higher levels.
3. Updated document requirements
Depending on your country of origin and your school, the documents you’ll have to provide have also changed. This is automatically updated in the Department of Home Affairs’ Document Checklist Tool.
4. Effective dates
These updates apply to all Student Visa (subclass 500) applications lodged on or after 30 September 2025.
If you want to know your student visa’s risk level, below is a table that can help you calculate it.
You’ll have to know what “streamline” and “regular” mean first.
Streamlined = low-risk
Regular = high-risk - you’ll need to meet financial and English score requirements.
2. Next, check whether your country of origin is level 1, 2, or 3. (We have a guide for this in the next section.)
3. Check whether your education provider is level 1, 2, or 3.
4. From there, you can map within the table whether your risk level points to “streamlined” (low-risk) or “regular” (high-risk).
“Regular” risk level applies only when:
A student from Country Level 2 applies to a Level 3 provider
A student from Country Level 3 applies to a Level 2 provider
A student from Country Level 3 applies to a Level 3 provider
Here’s a table summarising it:
Risk Level | Documentation Required |
Country Level 2 + Level 3 provider | Requires English and financial documents |
Country Level 3 + Level 2 provider | Requires English and financial documents |
Country Level 3 + Level 3 provider | Requires English and financial documents |
All other situations | Standard documentation |
Knowing your student visa risk level can help you plan smarter.
It can guide you in shortlisting universities or education providers with smoother visa processes.
And if you already have a university in mind, understanding your risk level early gives you clarity. You’ll know exactly what to prepare—whether you'll need proof of financial capacity, English test results, or whether you won't need neither.
Talk to one of our migration experts about any of your student visa concerns.
Bangladesh ↑ | Hong Kong (SAR of China) | Indonesia |
Italy | Japan | Korea, Republic of (South) |
Kuwait | Macau (SAR of China) | Malaysia |
Mexico | Oman | Poland |
Portugal | Puerto Rico | Qatar |
Saudi Arabia | Singapore | Slovakia |
Slovenia | Sri Lanka ↑ | Spain |
Taiwan | United Arab Emirates | United Kingdom |
United Nation Organisation | United States of America | Vanuatu |
If you’re wondering which documents you’ll need to submit if you are from a level 1 country and a level 1 institution, here is an example document checklist.
Important: Your document checklist will depend on your country of origin and education provider. It’s best to check this on DHA’s Document Checklist Tool.
For example purposes, here is a sample checklist for students coming from level 1 countries and institutions.
Evidence of Identity
Evidence of intended study
Welfare arrangements for under 18-year-old-student
Parental consent
Health insurance
Genuine Student requirement
Change of name (if anyone in the application has changed his or her name)
Relationship - spouse, de facto partner
Employment history
Migration Agent - Form 956 Advice by a migration agent/exempt person
Appointment or withdrawal of an authorised recipient - Form 956A
Evidence of school enrolment for dependants
Research Students
Argentina ↓ | Bhutan | Brazil |
Cambodia | China (excluding SARs and Taiwan) ↓ | Ethiopia |
India ↑ | Iran | Iraq |
Lithuania | Mauritius | Nepal |
Papua New Guinea | Russian Federation | South Africa |
Tonga | Uruguay | Uzbekistan |
Viet Nam ↑ |
If you’re wondering which documents you’ll need to submit if you are from a level 2 country and a level 2 institution, here is an example document checklist.
Important: Your document checklist will depend on your country of origin and education provider. It’s best to check this on DHA’s Document Checklist Tool.
For example purposes, here is a sample checklist for students coming from level 2 countries and institutions.
Evidence of Identity
Evidence of intended study
Welfare arrangements for under 18-year-old-student
Parental consent
Health insurance
Genuine Student requirement
Change of name (if anyone in the application has changed his or her name)
Relationship - spouse, de facto partner
Employment history
Migration Agent - Form 956 Advice by a migration agent/exempt person
Appointment or withdrawal of an authorised recipient - Form 956A
Evidence of school enrolment for dependants
Research Students
Afghanistan | Algeria | Angola |
Anguilla | Botswana | Burma (Myanmar) |
Central African Republic | Colombia | Congo |
Congo, Democratic Republic of | Cook Island | Cuba |
Ecuador | Egypt | Fiji |
Gambia | Ghana | Grenada |
Jamaica | Jordan | Kazakhstan |
Kenya | Korea Democratic People’s Republic of (North) | Kosovo |
Laos | Lebanon | Libya |
Malawi | Mongolia | Morocco |
Nigeria | Pakistan | Peru |
Philippines | Serbia | Sudan |
Syria | Thailand | Turkey |
Uganda | Ukraine | United Kingdom – British National (Overseas)* |
Venezuela | Yemen | Zambia |
Zimbabwe |
If you’re wondering which documents you’ll need to submit if you are from a level 3 country and a level 3 institution, here is an example document checklist.
Important: Your document checklist will depend on your country of origin and education provider. It’s best to check this on DHA’s Document Checklist Tool.
For example purposes, here is a sample checklist for students coming from level 3 countries and institutions.
Evidence of Identity
Evidence of intended study
Welfare arrangements for under 18-year-old-student
Parental consent
Health insurance
Evidence of financial capacity - ADDED
Evidence of English language ability - ADDED
Genuine Student requirement
Change of name (if anyone in the application has changed his or her name)
Relationship - spouse, de facto partner
Employment history
Migration Agent - Form 956 Advice by a migration agent/exempt person
Appointment or withdrawal of an authorised recipient - Form 956A
Evidence of school enrolment for dependants
Research Students
We understand that updates like this can make you feel anxious about your study pathway in Australia.
What if your chosen university is now at a higher risk level?
What if you’re applying from a high-risk country?
Don’t worry, this doesn’t mean you cannot get a visa approval. What really matters is how well-prepared and genuine your application is.
You can still strengthen your chances by getting expert guidance. Our education counsellors can help you choose universities that match your profile, prepare your Genuine Student responses, and ensure your documents meet the latest visa requirements—all to help you submit a strong, confident application.
Knowing the documents you’ll have to prepare for your application is just one step of the process. If you’re applying for the Student Visa Australia (Subclass 500) in Australia, you’ll need to:
1. Receive a Confirmation of Enrolment (CoE) from your school
Before you can apply for a student visa, you need to accept an Offer of Letter from your school. You’ll also need to include your Confirmation of Enrolment (CoE) in your visa application.
2. Prepare your documents
Once you know your visa requirements, prepare them early. This may include your financial statements, English test results, academic transcripts, and identity documents.
3. Secure proof of English proficiency
If you’re student visa is high risk, you must show a valid English test result, like an IELTS score. IELTS is the most trusted English test by top Australian universities, so you’ll never have to worry about the validity of your test.
Plus, if you ever have to retake just one part of the test, you can do this with IELTS One Skill Retake.
IELTS One Skill Retake is accepted by all Australian universities.
4. Meet the Genuine Student (GS) requirement
Answer the Genuine Student (GS) requirement in your visa application form. Know more about the Genuine Student (GS) requirement and how to answer it.
5. Submit your visa application
Once you have all your documents ready, you can submit your visa application through your ImmiAccount on the Department of Home Affairs website.
Know more about the Student Visa Australia (Subclass 500) requirements and application process.
When you seek guidance from IDP, our migration experts bring you more than just their visa and migration expertise. They also bring years of experience helping international students like you navigate the visa process with confidence.
We’ve seen all kinds of situations, and we’ve helped students work through them.
We can do the same for you. We’ll listen to your concerns and provide the best guidance for your personal situation.
With IDP, you can start applying for your student visa with expert guidance.
We’ve helped thousands of students successfully study in Australia, so you can trust us to know the process inside out. Here are some of our successful student visa stories.
Fluent in English and Mandarin
Helen has been a registered Migration Agent since 2009. With a background in both migration and education consulting, she has helped countless clients with Student, Skilled, Visitor, Family Sponsored, and State Nomination visas.
Book an appointment with Helen
Fluent in English and Mandarin
Michael has been a registered Migration Agent since 2018. Originally trained as a Nuclear Engineer, he now specialises in helping clients with a wide range of visas. He combines his technical skills with a strong legal foundation as he completes his Juris Doctor at UWA.