How Much Will It Cost to Study in Canada? A Complete Student Guide

The average tuition cost in Canada is approximately CAD 24,028-CAD 41,746 per annum. Most universities in Canada offer on-campus residence facilities to international students. The average cost of student accommodation in Canada may range anywhere from CAD 620 to CAD 1,415 per month. The approximate Canada student visa fee is around CAD 150. The average cost of living in Canada for Indian students is estimated at CAD 23,000 per annum. The approximate cost of student health insurance in Canada likely ranges between CAD 600 and CAD 1,000 per annum. The approximate student transportation costs in Canada are estimated at CAD 128.15 for a monthly pass. Student tax in Canada applies to Indian students studying in Canada who have a Social Insurance Number (SIN) and work 20 hours per week during academic sessions and full-time during vacations.

Tuition Fee is Your Primary Expenditure

The average tuition cost in Canada ranges from CAD 24,028 to CAD 41,746 per annum. Note that the overall cost of studying in Canada depends on the type of course, level of study, and institution you opt for. 

Study Program

Average Annual Fee (Approx)

Undergraduate 

CAD 41,746 

Postgraduate 

CAD 24,028 

Doctoral 

CAD 31,552 

MBA 

CAD 112,758 

Related sources: https://www.educanada.ca/programs-programmes/education_cost-cout_education.aspx
https://www.cdtps.utoronto.ca/phd-program/tuition-and-funding
https://www.sauder.ubc.ca/ubc-mba/application-process/mba-fees-and-expenses

*Please note all fee figures are indicative.

You can apply to various Canadian scholarships as well to bring down your educational expenses.

Calculate Accommodation Costs

Most universities in Canada offer on-campus residence facilities to international students. The average cost of student accommodation in Canada may range anywhere from CAD 620 to CAD 1,415 per month. Remember, the rentals vary from city to city. Accommodation expenses in Canada may vary from one city and province to another.

Related source: https://www.mcgill.ca/students/housing/fees-applying/undergrad-downtown-fees

Cost of Your Student Visa and Permit

The approximate Canada student visa fees are around CAD 150. To study in Canada, the first step is to secure a valid study permit. Note that the Canada student visa application fee may vary from one year to another. Always check at the time of application. Feel free to consult your IDP counsellor for the latest updates and information on the visa application process and related costs.

Read more: All about Canadian student visa 

Related source: https://ircc.canada.ca/english/information/fees/fees.asp

Living Expenses

The average cost of living in Canada for Indian students is estimated at CAD 23,000 per annum. This figure is indicative only and may vary if you also bring family. Also note that living expenses in Canada for students may vary every year depending on the inflation rate and individual lifestyle choices. 

  • Communication expenses: As a student from India, you’d be frequently calling your friends and family back home. Therefore, always keep a section of your budget for phone bills and data expenses. The average cost is approximately CAD 50- 100 per month.

  • Books and supplies: Purchasing textbooks can get a little expensive. They may cost between CAD 500 and CAD 1,000 per annum. You can manage this in your budget by opting for second-hand books, buying digital versions, or even securing a library membership.

  • Personal expenses and incidentals: Your daily expenses will include laundry, toiletries, clothing, dining out, etc. This depends entirely on the lifestyle you choose. It may cost around CAD 1,500 (indicative).

Related sources: https://www.educanada.ca/programs-programmes/education_cost-cout_education.aspx
https://wcc.ca/blog/cost-of-studying-in-canada-for-international-students/

Consider Health Support and Insurance

The approximate cost of student health insurance in Canada likely ranges from CAD 600 to CAD 1,000 per annum. Every month, international students may be required to pay around CAD 75-100 (approx). Note that all students travelling to Canada must obtain Canadian student insurance before their program begins. In British Columbia, Quebec, Alberta, Newfoundland, Manitoba, Labrador or Saskatchewan, you will be insured under the respective provincial health plans as per the length of your stay.

Related source: https://wcc.ca/blog/cost-of-studying-in-canada-for-international-students/

Know more: Health and support services in Canada

Transportation: Know How Much It Will Cost to Move Around

The approximate student transportation costs in Canada are estimated at CAD 128.15 for a monthly pass. Other commuting options for students in Canada include pay-as-you-go, a student pass, and paying in cash. Also, unless your institution provides a shuttle service to and from your lodging, you’ll have to rely on the available public transport. 

Related source: https://www.ttc.ca/Fares-and-passes

Don’t Ignore Your Taxes

Student tax in Canada applies to Indian students studying in Canada with a Social Insurance Number (SIN) who work 20 hours per week during academic sessions and full-time during vacations. If you choose to work while studying, your Canadian earned income will be taxable. Moreover, if you have a scholarship or assistantship from your institution, you are liable to pay tax to the federal and provincial governments.

Remember, the exchange rate variations may also affect your budgeting. Also note that students in Canada must file their tax return on or before April 30 of the following year. 

Related source: https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/p105/p105-students-income-tax.html 

IDP Education, one of the best overseas education consultants, can help Indian students enjoy a comfortable and affordable study stay in Canada. Our exclusive range of Student Essentials Services (SES) helps students avail a host of necessary amenities while studying abroad: 

FAQs on How Much Will It Cost to Study in Canada?

1. What is the monthly budget for students living in Canada?

International students living in Canada must budget somewhere between CAD 400 and CAD 950 per month (approximately). This may vary depending on individual lifestyle preferences and other factors.

Source: https://www.idp.com/india/study-in-canada/cost-of-living/

2. How can international students reduce study costs in Canada?

Opting for shared housing options, affordable cities and provinces, and using campus resources and student discounts can help international students lower their study costs in Canada.

3. Does the cost of studying in Canada vary by province?

Yes, the cost of studying in Canada can vary considerably from one province to another. This is because education is generally regulated independently at the provincial level.

4. What are the cheapest cities to study in Canada for students?

Moncton, Sherbrooke, and Winnipeg are considered the cheapest cities in Canada for international students.

5. Can part-time work reduce the cost of studying in Canada?

Yes, working part-time alongside your study program can help lower the cost of studying in Canada for international students. However, it may not be enough to cover full tuition.

 Updated on 27 October, 2026