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Planning to study in canada? Need funding? Discover our comprehensive international student loan services to support your educational journey. Get started!

Loan amount up to Rs. 1.5 Crore with secured loans

Loan amount up to Rs. 40 Lacs for unsecured loans (Premier abroad Institutes Masters)

Interest rate for secured loans starting from 9.25%*

Lowest margin requirements is 15% for loans

Early Approval: loan sanction prior to i20/Visa.

12 months grace period for Secured and unsecured loans.

Loan amount up to Rs. 3 Crore with collateral for secured loans

Loan amount up to Rs 1 crore for unsecured loans

Interest rate for secured loans starting from 10.25%*

Course period + up to 12 months grace partial interest repayments for categorised institutes.

Supports 500+ schools in the U.S. and Canada

100% digital application - 30 min to conditional offer!

Path2Success offers visa and career support

Loan amount up to 100% of tuition fees for secured loans

Interest rate from 10.5% to 14.25% per annum* 

Loan amount up to Rs 2 crore for secured loans

Loan amount up to ₹1 crore for unsecured loans with select institutes*

Interest rate from 9.5% to 14.25% per annum*

No margin requirement for loan up to ₹4 lakhs

A margin of 5%-15% for loans above ₹4 lakhs* based on the loan amount and the type of course (domestic or international)

No margin money required for selected institutes, 15% margin for “other” category institutes

Pre-visa disbursal and pre-admission sanction letter available

Exclusive ICICI Offers for IDP Students & Parents

Loan amount up to 100% of expense for secured loans

Loan amount of up to ₹50 lakhs available for unsecured loans (selected institutes)

Interest rate from 5% for loans above Rs 4 lakhs*

Early approval loan sanction prior to i20/Visa

Loan amount up to ₹75 lakhs available for unsecured loans

Interest rate for secured loans starting from 9.75%*

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Get up to 100% finance

<h3>Why Choose MPower Financing for your Education Loan?</h3> <h4>Key benefits of an MPOWER Financing loan:</h4> <ul> <li>Loans up to $100,000</li> <li>Fixed, inflation-proof interest rates</li> <li>No co-signer, No collateral required</li> <li>No upfront fees</li> <li>No prepayment penalties</li> <li>Supports 500+ schools in the U.S. and Canada</li> <li>Loans available to 180+ nationalities.</li> <li>100% digital application - 30 min to conditional offer!</li> <li>Path2Success offers visa and career support</li> </ul> <p>*T&C Apply</p>

<h3>Why choose UBI Services Limited (UBISL) for your Education Loan?</h3><h4>When you partner with UBISL, you can secure your academic dreams with:</h4><ul><li>Early Approval: Loan sanction prior to I-20 or Visa.</li><li>A tax benefit under Section 80E</li><li>Secured Loan amounts <strong>up to Rs. 1.5 crores*</strong></li><li>Unsecured Loan amounts <strong>up to 40 Lacs*</strong></li><li>Lowest Margin requirement: <strong>15% for loans</strong></li><li>Easier: Repayment through EMI <strong>up to 15 years.</strong></li><li>Quick sanctions with hassel free processing.</li><li>Full Moratorium for UG/MS courses.</li><li>Simple interest during moratorium.</li><li>Attractive interest rates For Premier abroad Institutes for Masters</li></ul><p><em>*T&C Apply</em></p><p><em>** Disclaimer - Credit facility at the sole discretion of the bank. Policy are subject to changes from time to time. Final decision of the proposal will be with the bank</em></p>

<h3>Why choose Poonawalla Fincorp Ltd for your Education Loan?</h3><h4>When you partner with Poonawalla, they enable your dreams:</h4><ul><li>Effortless funding that includes up to <strong>100% cover</strong> for tuition fees, living expenses, travelling expenses, insurance, study materials and any other related expenses.</li><li>Instant Sanction for select institutes</li><li>Other institutes are around <strong>4-7days</strong></li><li>Both <strong>secured and unsecured education loans</strong> available</li><li>Loan amounts that fit your needs, starting from <strong>Rs. 1 lakhs up to Rs. 3 crores*</strong></li><li>Extended repayment tenures up to <strong>15 years</strong></li><li>100% digital application process</li><li>Zero hidden charges</li><li>Flexible repayment solutions</li><li>Student-friendly interest rates</li></ul><p><em>*T&C Apply</em></p>

<h3><strong>Why Choose Avanse Financial Services for your Education Loan?</strong></h3> <h4><strong>When you partner with Avanse, you can fulfil your academic aspirations with:</strong></h4> <ul> <li>Effortless funding that covers up to <strong>100% financing</strong>, including tuition fees, travelling expenses, accommodation costs, living expenses and other education-related expenses</li> <li>Loan amounts that fit your needs, starting from <strong>Rs. 10 lakhs up to Rs. 1.25 crores*</strong></li> <li>Extended repayment tenures up to <strong>17 years</strong></li> <li>Swift approvals and <strong>3-day sanctions*</strong></li> <li>Flexible <strong>secured and unsecured education loans</strong> that fit your financial needs</li> <li>Customised repayment solutions</li> <li>Convenient door-step service for hassle-free paperwork</li> <li>Pre-visa sanctions to confirm your seat at your preferred institute</li> <li>Student-friendly interest rates</li> </ul> <p>*T&C Apply</p>

<h4><strong>Why avail an education loan from Credila?</strong></h4> <p>An education loan from Credila checks the right boxes:</p> <ul> <li>Ease of online application</li> <li>Up to 100% finance, covering tuition fees and ancillary expenses</li> <li>Unsecured loan up to ₹75 lakh</li> <li>Tax benefit under Section 80E</li> <li>Repayment tenure up to 15 years</li> <li>Flexibility of multi-city co-borrower(s) and collateral</li> <li>Seamless loan sanction</li> </ul> <p>Please connect with your IDP counsellor to know more about the special offer from Credila.</p>

<h3><strong>Why opt for ICICI Bank Education Loan?</strong></h3><ul><li>Loans of up to<strong>&nbsp;Rs 2 crore</strong></li><li>No repayment during the course period, an additional 1 year period for select institutes</li><li>Unsecured loan amount of up to <strong>Rs 1 crore</strong>&nbsp;for select institutes and also based on GRE/GMAT/12th and other tests</li><li><strong>No margin money is&nbsp;</strong>required for select institutes</li><li>Other expenses like student exchange, travel expenses, and laptop are also covered</li><li><strong>Pre-visa disbursal</strong>&nbsp;and <strong>Pre-admission sanction</strong>&nbsp;letter available&nbsp;</li><li>No pre-payment charges</li><li>Flexible options for the addition of co-applicant</li><li>End-to-end <strong>digital journey </strong>and quick turnaround time</li><li>Doorstep services available</li><li>Bundle solutions –<strong>&nbsp;Canada GIC, UK Personal Bank Account & Remittance </strong>services&nbsp;available</li><li><strong>Insurance is not mandatory</strong></li></ul>

<h4>Why choose State Bank of India (SBI)?</h4><h5>Key Features of SBI Loan Global Ed-Vantage scheme</h5><p>SBI Global Ed-Vantage is an overseas education loan exclusively for those who wish to pursue full-time regular courses at foreign colleges/universities with the following features:</p><ul><li><strong>Faster</strong>: Online application process</li><li><strong>Lighter</strong>: Attractive interest rate</li><li><strong>Higher</strong>: Loan amount Upto Rs. 1.50 Crore</li><li><strong>Early</strong> <strong>Approval</strong>: loan sanction prior to i20/Visa</li></ul><h5>Key Features of Shaurya Education Loan scheme</h5><p>The Scheme seeks to extend financial assistance to deserving and meritorious spouse and wards of Defence, Indian Coast Guard & Central Armed Police Forces Personnel for pursuing higher education abroad with the following features:</p><ul><li><strong>Hassle Free</strong> processing of your Education Loan</li><li><strong>Quick sanctions</strong> </li><li>6 months <strong>grace period</strong> provided to create mortgage of property offered as security with Bank.</li><li><strong>Loan Amount:</strong> Maximum Rs. 1.50 Cr</li><li><strong>Lowest margin requirements:</strong> 5% for loans above Rs 4 lakhs</li><li><strong>Early Approval:</strong> loan sanction prior to i20/Visa</li></ul><h5>Other benefits of availing Education Loans through SBI:</h5><ul><li><strong>Easier </strong>: Repayment through EMI up to 15 years </li><li><strong>Benefits </strong> under section 80 (E) of Income Tax </li><li><strong>Simple Interest</strong> is charged during Course Period + Moratorium Period </li><li><strong>Freedom of choice </strong> for paying or not paying interest during the course and moratorium period </li><li><strong>Extra Savings: </strong> Takeover of an existing education loan from other financial institutions permitted. </li><li><strong>Stress-free </strong> repayment due to a competitive rate of interest </li><li><strong>Interest rebates: </strong><ul><li>0.5% for girl students </li><li>0.5% concession for students availing of SBI Rinn Raksha or any other existing policy assigned in favour of the Bank </li></ul></li></ul><p>If you would like to apply for an SBI Education loan through IDP, please reach out to your IDP counsellor who will take you through the process. </p>

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