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United States4 applied filter(s):
Single
24 months
01-07-2026
30-06-2028
Prices are indicative only and may vary for actual application.
Cover summary
IDP Exclusive Offering
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Meets Australian Government Student Visa requirements.
IncludedIncludedIncludedIncludedIncludedGP (Doctor) Consultation
Included100% of MBS
Included100% of MBS
Included 100% of MBS
Included100% of MBS
Included 100% of MBS
Telehealth
Included85% of MBS
Included85% of MBS
Included 100% of MBS
Included100% of MBS
Included100% of MBS
Specialists (IE: Cardiologist, Obstetrcian etc)
Included85% of MBS
Included85% of MBS
Included 85% of MBS
Included85% of MBS
Included100% of MBS
Blood Tests and X-rays
Included85% of MBS
Included85% of MBS
Included 85% of MBS
Included85% of MBS
Included100% of MBS
Outpatient and Post-Operative *Refer to each providers cover summary for further details or speak to your provider directly for more details
Private Hospitals or Non‑Contracted HospitalAt least 85% of the MBS fee, depending on the type of service provided. Refer to ‘out of hospital medical’ section for benefit details. Public Hospital 100% of the Gazette / State determined rate
Private Contracted or Non‑Contracted HospitalAt least 85% of the MBS fee, depending on the type of service provided. Refer to ‘out of hospital medical’ section for benefit details. Public Hospital 100% of the Gazette / State determined rate
Outpatient Services (non-admitted patients) Benefits for outpaitent services are as follows:Consultations with a General Practitioner:100% of the MBS Fee Specialists:85% of the MBS Fee Blood Tests & X-Rays:85% of the MBS Fee
Private Hospital For a service provided as an outpatient, listed on the MBS and included under OSHC, nib will pay 85% of the MBS feePublic Hospital With MBS Item Number- 100% of Gazetted RateNon‑Contracted Hospitals No Cover
Private Hospital For a service provided as an outpatient, listed on the MBS and included under OSHC, bupa will pay 100% of the MBS fee Public Hospital With MBS Item Number- 100% of MBSNon‑Contracted Hospitals No Cover
Hospital
IncludedIncludedIncludedIncludedIncludedDoctor Services
Included100% of MBS
Included100% of MBS
Included100% of MBS
Included100% of MBS
Included100% of MBS
Surgically Implanted Prostheses
IncludedIncludedIncludedIncludedIncludedCovered up to the relevant amount on the Prostheses List except for services where an exclusion applies. If the charge is greater than the minimum prostheses benefit, the Insured will have to pay the difference between the minimum benefit and the charge incurred.
Accident and Emergency Services *Refer to each providers cover summary or speak to your provider directly for more details
100% of the cost All Hospitals *Medibank OSHC will cover 100% of the cost for Accident and Emergency department facility fees at all hospitals (including non-contracted private hospitals).
100% of the cost All Hospitals *ahm OSHC will cover 100% of the cost for Accident and Emergency department facility fees at all hospitals (including non-contracted private hospitals).
100% of the cost Public Hospital Only
100% of the cost Public Hospital Only
100% of the cost All Public Hospitals and BUPA Member"s First Agreement Private Hospitals Only
Emergency Ambulance services
IncludedIncludedahm OSHC does not pay benefits towards ambulance treatment received where transport to a hospital is deemed not required.
IncludedIncludedIncludedWellbeing Health Support
Included85% of MBS
Included 85% of MBS
Included 85% of MBS
Included85% of MBS
Included100% of MBS
Prescription Medicines
Included$70 per script limit $30.00 fixed co-payment Single - $500 limit p/a Couple/Family - $1000 limit p/a
Included $50 per script limit PBS co-payment (currently $25.00)Single - $500 limit p/aCouple/Family - $1000 limit p/a
Included $50 per script limit PBS co-payment (currently $30.00) Single - $500 limit p/a Couple/Family - $1000 limit p/a
Included$50 per script limit PBS co-payment (currently $30.00)Single - $500 limit p/aCouple/Family - $1000 limit p/a
Included$50 per script limit PBS co-payment (currently $30.00) Single - $500 limit p/a Couple/Family - $1000 limit p/a
Pre-existing Conditions
12 Months
12 Months
12 Months
12 Months
12 Months
Pregnancy and Birth Related
Nil*
Or
12 Months*
Nil*
OR
12 Months
12 Months
12 Months
12 Months
Pre-existing Psychiatric
Nil Wait
2 Months
Nil Wait
2 Months
2 Months (Currently wavied)
Student Rewards Program
Student Rewards PlusExclusive access to a program designed to support you to save money, find work and enhance your skills and knowledge whilst studying in Australia *For Medibank OSHC members only. T&Cs apply. Access the Medibank OSHC app to find out more.
Student Rewards Exclusive access to major discounts and ever-changing special offers across well-known brands such as Apple, Samsung, HOYTS, Uber and more. You can also enter student online competitions for your chance to win prizes *For AHM OSHC members only. T&Cs apply. Access the AHM OSHC app to find out more.
nib Rewards Get everyday savings on transport, shopping and more with the nib Rewards program.
Bupa Life Rewards Access and unlock more rewards, offers, and experiences the longer you’re with us. Member-only offers, discounted eGift Cards, dining discounts, and competitions are just the beginning.
Student Benefits
Medibank OSHC Appaccess 24/7 to check on your product benefits, make a claim, update contact details, find a preferred provider or hospital.Policy holders can consult with a GP 24/7 via Online Doctor in the Medibank OSHC app.Medibank OSHC Online Member Services24/7 access to check on your product benefits, update contact details, find a preferred provider or hospital.
ahm OSHC Appaccess 24/7 to check on your product benefits, make a claim, update contact details, find a preferred provider or hospital.Policy holders can consult with a GP 24/7 via Online Doctor in the ahm OSHC app. ahm OSHC Online Member Services24/7 access to check on your product benefits, update contact details, find a preferred provider or hospital.
Allianz My Health App24/7 access to check on your policy and product benefits, make a claim, update contact details, find a preferred provider or hospital. Allianz Online Servicescheck on your product benefits, update contact details, find a preferred provider or hospital. Allianz Care Telehealth powered by Doctors on Demand using the Find a Doctor Online Tool Translational services through a dedicated OSHC call centre. The website is also available in multiple languages.
The nib differencesmart solutions to help international students and workers live a healthier and happier life in Australia. nib App 24/7 access to manage your policy wherever you are, use your digital card for claiming, and access nib services and programs all from your mobile. TelehealthEasy access to direct-billed telehealth doctor appointments with experienced GPs for at-home virtual consultations when you’re feeling unwell. The Check UpOnline library of useful content including Healthy Living and Life in Australia tips nib Chat Access to Translational services through the dedicated OSHC Call Centre
Access 24/7 Virtual GPappointments through Blua, Bupa’s exclusive free virtual doctors service for international members. mybupa App24/7 access to check on your policy and product benefits, make a claim, update contact details, find a preferred provider or hospital. Bupa Online Servicescheck on your product benefits, update contact details, find a preferred provider or hospital. 200+ Retail Centres across Australia
Payment Options
Payment via credit/debit card at the time of joining.
Payment via credit/debit card at the time of joining.
Payment via credit/debit card at the time of joining.
Payment via credit/debit card at the time of joining.
Payment via credit/debit card at the time of joining.
Refund Policy
Fees/Admin charges may apply Will refund to original credit card or bank account either onshore or offshore
Fees/Admin charges do apply Fees will be deducted from the refund amount as an administration cost or when refunding to an offshore account
No Fees Refunds will only be sent to a Bank Account. No Credit Card Refunds. If refund is for less then 30 days no refund will be issued
No Fees Will refund to original credit card or bank account either onshore or offshore
No Fees Will refund to original credit card or bank account either onshore or offshore
Support Services
24/7 Student Health and Support LineeAdvice from a registered nurse Counselling ServicesEmergency Legal adviceGuidance on using the Australian Health SystemInterpreter Services "Living in Australia" Support And many more
24/7 Student Health and Support Line Advice from a registered nurse Counselling ServicesEmergency Legal adviceGuidance on using the Australian Health SystemInterpreter Services "Living in Australia" Support And many more
24/7 - Assistance HelplineMedical Issues Legal services Interpreter Services
24/7 - Access to telehealth consultsAdvice and Triage from a registered nurse Guidance on using the Australian Health System Wellness app Our complimentary health and wellbeing app - Well with nib, helps you track and reward your healthy choices
24/7 - Student Advice lineMedical and Accident Assistance Home and Property Assistance General Tax and Legal Enquiries Personal safety, drug or alcohol issues Trauma counselling Available in more than 180 languages
Get the right student health insurance while studying abroad
We connect you with trusted student healthcare plans for peace of mind. Focus on your studies while we help guide your healthcare choices.
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