Protect yourself and your family with insurance
You should think carefully about what insurance cover you need to help protect your health, your home and your belongings.
Even if you are eligible for free treatment under the UK’s National Health Service (NHS), you may still wish to take out private insurance. Your insurance can give you access to private medical care – which usually means a much shorter waiting time for treatment compared to NHS treatment – and can also help cover other medical costs such as:
Lost fees if you’re unable to complete your course
Cost of returning home if a relative is ill
Cost of a relative visiting the UK if you fall ill
Cost of returning to your home country for treatment
If you already have medical insurance in your home country, you should check if they can also cover your stay in the UK.
Contents insurance covers your belongings, such as your furniture, clothes and appliances, and can be helpful if you have valuable items that would be hard to replace if lost or stolen.
Some companies offer special policies for students, so you should research your options in order to find the best deal for you.
If you plan to travel outside the UK during your studies, you might want to purchase travel insurance - just as you would if travelling abroad from your home country. Remember, you will need insurance that is suitable for an international student rather than a UK citizen.